Here below are attached a number of reports produced over the past years on the issue of orice controls in the area of credit. Interest rate restrictions have a strong cultural and traditional foundation and have protected many EU borrowers from exorbitant prices for their credit.

Unfortunately, too many of the reports below have been influenced by the findings of a UK mandated report in 2006 which without any hesitation made conclusions compeltely against the use of interest rate restrictions.

• Czech Republic: Liberalni Institut (Schwartz, 2007)
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• UK: The effect of interest rate controls (DTI/Policis 2004)
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• Slovakia: Report from the Hayek Foundation (2007)
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• Belgium: Avis du Conseil de la Consommation (2006)
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• France: Effects of abolishing ceilings for SME (Banque de France, 2007)
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• Australia: CCCL Interest rate caps (2008)
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• NL: Flitskrediet Eindrapport (Research voor Beleid, 2009)
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• Rapport sur le taux d'usure (fevrier 2009)
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