Rechtssoziologische Forschung über Empirie, Recht und Ökonomie der Überschuldung aus der ganzen Welt wird in Berlin vorgestellt. Deutsche Rechtswissenschaftler verpassen die Chance.
Vom 25. bis 28. Juli 2007 tagt in Berlin an der Humboldt-Universität die Law und Society Vereinigung. Bill Whitford, Experte aus Wisconsin, der auch den entsprechenden Bereich im ECRC betreut, hat diese Arbeitsgruppe initiiert und organisiert. Wissenschaftler aus den USA, Brasilien, China, Australien, Österreich und Deutschland werden ihre Ergebnisse vor allem empirisch orientierter Forschung zum Recht vorlegen.
Mit einer solchen Veranstaltung, die sich an der Wirklichkeit des Verbraucherkonkurses und der Verbraucherüberschuldung orientiert, konterkariert die Law & Society Association die ideologisch überfrachtete Rechtswissenschaft und Politik, die in den USA, Deutschland und Österreich aber auch in Frankreich und Großbritannien die Überschuldung zu einem Problem der Betroffenen macht, bei dem Erziehung und Information ebenso wie Bestrafung der Überschuldeten für ihre Insolvenz weiterhin archaische Muster der sozialen Problembewältigung sind.
Die Berliner Konferenz schafft Gelegenheit, den Anschluss an die internationale Forschung zu erhalten und aus dem ideologischen Gegensatz einer Schuldenbewältigung nach Art von Mohammad Yunus (volle Rückzahlung als Erziehungsmittel) oder nach Art von Fidel Castro (voller Schuldenerlass) herauszukommen und sich über angepasste Kreditverhältnisse zu unterhalten, die die Überschuldung vermeiden.
ARBEITSGRUPPEN
1 - Verbraucherkreditgesetzgebung.
2 - Gründe für das Ansteigen der Verbraucherkonkurse.
3 - Politische Ökonomie des Verbraucherkonkurses und der Überschuldung.
4 - Studien zum Inkasso vor Eröffnung des Verbraucherkonkurses.
5 - Schuldenbereinigungsverfahren.
6 - Gerichtliche Schuldenbereinigungspläne.
7 - Verantwortliche Kreditvergabe.
8 - Neue sich entwickelnde Systeme des Verbraucherkonkurses.
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"LAW AND SOCIETY IN THE 21ST CENTURY"
This international Conference will be held at Humboldt University, Berlin, Germany, on July 25 -28, 2007. The Berlin Law and Society Meetings are part of the International Research Collaborative on Comparative Socio/Legal Approaches to Consumer Indebtedness, Debt Adjustment and Insolvency
PANEL 1 - CONSUMER CREDIT REGULATION. Session #1105: Wednesday, 25 July, 8:15 AM.
Chair-Discussant: Iain Ramsay, Professor of Law, Osgoode Hall Law School, Toronto, Canada iramsay@osgoode.yorku.ca
The Politics of the Federalization of Consumer Credit Regulation in the European Union and the United States, by Sefa Franken, University of Tilburg, The Netherlands, S.M.Franken@uvt.nl.
Re-regulating Consumer Credit in Japan: The Politics and Economics of Contemporary Law Reform, by Professor Souichirou Kozuka, Sophia University law School, Japan, s-kozuka@sophia.ac.jp & Professor Luke Nottage, Faculty of Law, University of Sydney, Australia, luken@law.usyd.edu.au.
Consumer Finance and the Reinforcement of Class Structures, by Professor Lois Lupica, University of Maine School of Law, USA, lupica@usm.maine.edu.
A Cross-Cultural and Empirical Approach to Studying Credit Card Regulation, by Professor Richard Wiener, University of Nebraska at Lincoln, USA, rwiener2@unl.edu & Professor Susan Block-Lieb, School of Law, Fordham University, NYC, USA, sblocklieb@law.fordham.edu.
Panel 2 - Bankruptcy Filing Rates and the Reasons Therefore. Session #1306: Wednesday, 25 July, 12:30 PM.
Chair/Discussant: Professor Jean Braucher, University Arizona School of Law, Tucson, AZ, USA, braucher@law.arizona.edu.
Consumer Bankruptcy In Germany, by Wolfram Backert, Department of Sociology, University of Technology, Chemnitz, Germany, wolfram.backert@phil.tu-chemnitz.de. Co-authors (all from same Univesity): Götz Gechner, Katja Maischatz & Ditmar Brock.
Access to the Consumer Bankruptcy Process, by Professor Stephanie Ben-Ishai, Osgoode Hall Law School, York University, Toronto, Canada, sben-ishai@osgoode.yorku.ca, & Professor Saul Schwartz, Department of Economics, Carleton University, Ottawa, Canada, saul_schwartz@carleton.ca.
What Happens When the Glass Breaks?, by Michael Green, School for Business, University of Wales-Bangor, UK, a.mgreen@virgin.net.
A Comparative Analysis of Filing Rates and the Severity of Consumer Bankruptcy Law, by Professor Ronald Mann, University of Texas School of Law, Austin, TX, USA, rmann@law.utexas.edu.
Panel 3 - Political Economy of Consumer Bankruptcy and Overindebtedness. Session #2206: Thursday, 26 July, 10:15 AM
Chair/Discussant: Professor Jose Reinaldo Lopes, University of Sao Paolo, Brazil. jrllopes@terra.com.br.
Consumer Finance and Debt Relief in India, by Professor Adam Feibelman, Faculty of Law, University of North Carolina, USA, adam.feibelman@unc.edu.
Over-Indebted Households and Law: Prevention and Rehabilitation in Europe, by Ann-Sofie Henrikson, Umeå University, Sweden, and Professor Johanna Niemi-Kiesilainen, Umeå University, Sweden, johanna.niemi@jus.umu.se.
Comparative Cause and Effect: Consumer Insolvency and the Eroding Social Security Net, by Professor Jason Kilborn, University of North Dakota School of Law, USA, jason_kilborn@hotmail.com.
Overindebtedness and its Regulation in the UK: Moral Panic or “A Moment of Modernization”?, by Iain Ramsay, Osgoode Hall Law School, Toronto, Canada, iramsay@osgoode.yorku.ca.
Panel 4 - Studies in Pre-Bankruptcy Debt Collection. Session #2407: Thursday, 26 July, 2:30 PM.
Chair/Discussant: Sefa Franken, University of Tilburg, The Netherlands, S.M.Franken@uvt.nl.
A Helping Hand:The Impact of Debt Advice on People’s Lives, by Alexy Buck, Nigel J. Balmer (nigel.balmer@legalservices.gov.uk), Pascoe Pleasence (pascoe.pleasence@legalservices.gov.uk) & Ash Patel, all of the Legal Services Research Centre, London.
Homeownership at any Price? An Analysis of Home Mortgage Deliquency and Foreclosure Interventions in the U.S., by Melissa Jacoby, Faculty of Law, University of North Carolina, USA. mjacoby@email.unc.edu.
Participation of Debtors in Debt Enforcement Proceedings and Effectiveness of Money Advice As an Intervention, by Paul Joyce, Free Legal Advice Centres, Ltd., Ireland. paul.joyce@flac.ie.
The Overindebtedness in Brazil: Empirical Research Methodology and Case Analysis, by Bruno Miragem, Federal University of Rio Grande do Sul (UFRGS), Brazil, bmiragem@uol.com.br, & Rosângela Cavalazzi, Federal University of Rio de Janeiro, Brazil, cavallazzi@uol.com.br.
Panel 5 - Debt Adjustment Programs. Session #3105, Friday, 27 July, 8:15 AM.
Chair: Professor William Whitford, Wisconsin Law School, USA, whitford@mailplus.wisc.edu
Discussant: Judge Georg Kodek, Supreme Court of Austria, georg.kodek @univie.ac.at.
Elderly Consumer Weakness in “Withholding Credit”, by Johannes Doll, Federal University of Rio Grande do Sul (UFRGS), johannes.doll@ufrgs.br, & Marli Sampaio, Procon-SP, Brazil, marli.as@terra.com.br.
The Context of Overindebtedness’ Regulation, by Catarina Frade, University of Coimbra, Portugal, cfrade@fe.uc.pt, & Cláudia Lopes, University of Coimbra, Portugal, calopes@fpce.uc.pt.
The Dutch Consumer Bankruptcy Act (“Wet schuldsanering natuurlijke personen” or Wsnp): The End of the Voluntary Debt Settlement Procedure or a New Beginning?, by Nadja Jungmann, Erasmus Universiteit, The Netherlands, nadja.jungmann@planet.nl, & Professor Nick Huls, Erasmus Universiteit Rotterdam, The Netherlands, huls@frg.eur.nl.
Prevention of Overindebtedness and Mechanisms For Resolving Overindebtedness of South African Consumers, by Michelle Kelly-Louw, University of South Africa, kellym@unisa.ac.za.
Panel 6 - Judicialized Payment Plans. Session #4206: Saturday, 28 July, 10:30 AM.
Chair/Discussant: Johanna Niemi-Kiesilainen, Umeå University, Sweden, johanna.niemi@jus.umu.se
A Comparative Study Of Repayment Forms of Individual Bankruptcy, by Professor Jean Braucher, University of Arizona School of Law, USA, braucher@law.arizona.edu.
The Overindebtedness and the Judicial Experience in the South of Brazil: The Renegotiation of the Debt’s Project, by Clarrisa de Lima, Universidade Federal do Rio Grande do Sol (UFRGS), Brazil, clarissalima@via-rs.net, & Karen Bertoncello, Universidade Federal do Rio Grande do Sol (UFRGS), Brazil, knbertoncello@uol.com.br.
The Australian Experience With Debt Agreements, by Professor John Duns, Monash University, Australia, john.duns@law.monash.edu.au, & Professor Rosalind Mason, University of Southern Queensland, Australia, rosmason@usg.edu.au.
Portraits of Consumer Bankrupts in Korea, by Professor Soogeun Oh, Ewha Womans University, South Korea, soh@ewha.ac.kr.
Panel 7 - Responsible Lending. Session # 4405: Saturday, 28 July, 2:30 PM
Chair/Discussant: Karen Gross, President, Southern Vermont College, USA, kgross@svc.edu.
Over-indebtedness, Predatory Lending, and the International Political Economy of Consumer Credit Securitization, by Professor Christopher Peterson, University of Florida School of Law, USA, petersonc@law.ufl.edu.
A Call to Arms: Regulation of Consumer Lending, by Professor Udo Reifner, Institute for Financial Services, Hamburg, Germany, udo.reifner@iff-hamburg.de.
Inequality and Access to Financial Services, by Professor Gregory Squires, Department of Sociology, George Washington University, Washington, D.C., USA, squires@gwu.edu.
Panel 8 - New & Emerging Bankruptcy Systems. Session #4506: Saturday, 28 July, 4:30 PM.
Chair/Discussant: Professor William Whitford, University of Wisconsin Law School, USA, whitford@mailplus.wisc.edu.
Tax Debts and the Concept of Discharge in Consumer Insolvency Legislation From a Belgian Viewpoint, by Bertel De Groote, Ghent University College, Belgium, bertel.degroote@hogent.be
Consumer Overindebtedness in Brazil and the Need of a New Consumer Bankruptcy Legislation, by Claudia Lima Marques, Universidade Federal do Rio Grande do Sol (UFRGS), Brazil, cmarques@portoweb.com.br. & Judge Antonio Benjamin, Superior Tribunal de Justiça
Legal Thinking of Establishing Consumer Bankruptcy System in China, by Ming Qi, Jilin University School of Law, China, qmebox@yahoo.com.cn |
